1. Get pre-approved for a mortgage. This will give you an idea of how much you can afford to spend on a home and will make your offer more competitive.
  2. Do your research and find a home that fits your needs and budget. Consider the location, size, and condition of the home, as well as any other criteria to fit your needs.
  3. Make an offer that is fair to both you and the seller. Don’t be afraid to negotiate, but be prepared to walk away if you can’t reach an agreement.
  4. Start saving for a down payment early. Different loan types will require a certain percentage down. You’ll also need funds to cover closing costs. 
  5. Get familiar with the home buying process. There are many steps involved, so it’s important to know what to expect. Talk to an agent for all of the details.
  6. Work with a real estate agent. They can help you find homes that meet your needs and most importantly negotiate price and terms on your behalf. Contact one of our dedicated agents today at Nichol City! Go to the AGENTS tab for our list of licensees.